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coverage line
Personal auto
Personal lines
Liability is compulsory in almost every state; rates are filed with each state regulator.
- Settles
- indemnity
- Rated
- per vehicle-year
- Plans
- 0
- Policies
- 0
- Market rows
- 0
How it pays
- Settlement
- Each adjusted loss pays net of the deductible, up to what is left of the limit; the policy stays active until the limit is used up.
- Perils
- collision comprehensive bodily_injury property_damage uninsured_motorist
- Asset
cre8/insurance/line/auto.personal- Want
cre8/insurance/line/auto.personal*{limit}
Rating dimensions
| Dimension | Rated by | Restriction |
|---|---|---|
| Territory (state, county or ZIP) | levels | |
| Youngest rated driver age | bands | |
| Violations and at-fault accidents | levels | |
| Vehicle symbol (make, model, safety) | levels | |
| Annual miles | bands | |
| Use (commute, pleasure, business, rideshare) | levels | |
| Insurance credit tier | levels | Banned for personal auto in CA, HI, MA, MI; limited elsewhere |
| Limit of coverage | bands | |
| Deductible | bands |
Filed plans
No pool has filed a plan for this line yet.
Policies
No policies written on this line.
Market observations
Nothing synced for this line. An operator runs Insurance.MarketSync to read a source.
Sources
| Source | Access | Synced | Measures |
|---|---|---|---|
| CPI insurance components | open API | yes | Price index for motor vehicle, tenants and household, and health insurance |
| Complaint indexes and policy counts | open API | yes | Policies in force and confirmed complaints per carrier for auto, home, health, life, workers' comp |
| XBRL frames: premiums earned and claims incurred | open API | yes | Net premiums earned and policyholder benefits incurred for every filer, one calendar year |