Insurance market dataFlood is the one line with a public rate (NFIP premium over coverage). Term life is priced from an SOA mortality table at the Treasury rate. Everything else gives context: loss ratios, complaint indexes, price trends. Filed factor tables and bindable quotes are not public.

Where public insurance prices come from

Sources: 15

Synced by CRE8: 8

Observations: 0

Lines observed: 0

All lines

FEMA OpenFEMA

Premium, coverage, flood zone, ZIP and building facts for every NFIP policyAccess open APIObservations 0Where https://www.fema.gov/api/open/v3/NfipPoliciesLines Flood

FEMA OpenFEMA

Paid building and contents claims, damage, water depth, flood eventAccess open APIObservations 0Where https://www.fema.gov/api/open/v3/NfipClaimsLines Flood, Named-storm parametric

FEMA OpenFEMA

Share of residential structures with flood cover, by county, in and out of the SFHAAccess open APIObservations 0Where https://www.fema.gov/api/open/v1/NfipResidentialPenetrationRatesLines Flood

Society of Actuaries

q(x) by age and duration: 2017 CSO loaded, gender-blended, select and ultimateAccess open APIObservations 0Where https://mort.soa.org/data/t3282.xmlLines Term life, Whole life, Long-term care

US Treasury Fiscal Data

Monthly average rate on Bills, Notes, Bonds, TIPS and FRNsAccess open APIObservations 0Where https://api.fiscaldata.treasury.gov/services/api/fiscal_service/v2/accounting/od/avg_interest_ratesLines Term life, Whole life, Catastrophe bond

US Bureau of Labor Statistics

Price index for motor vehicle, tenants and household, and health insuranceAccess open APIObservations 0Where https://api.bls.gov/publicAPI/v1/timeseries/data/Lines Personal auto, Rideshare and delivery gap, Homeowners, Renters, Condominium unit, Individual health (ACA)

US SEC EDGAR

Net premiums earned and policyholder benefits incurred for every filer, one calendar yearAccess open APIObservations 0Where https://data.sec.gov/api/xbrl/frames/us-gaap/PremiumsEarnedNet/USD/CY2024.jsonLines Personal auto, Homeowners, Term life, Individual health (ACA), General liability, Commercial property, Commercial auto, Workers' compensation, Directors and officers, Surety bonds, Title, Quota-share reinsurance, Excess-of-loss reinsurance

Texas Department of Insurance (data.texas.gov pa9u-9s9w)

Policies in force and confirmed complaints per carrier for auto, home, health, life, workers' compAccess open APIObservations 0Where https://data.texas.gov/resource/pa9u-9s9w.jsonLines Personal auto, Homeowners, Term life, Medicare supplement, Workers' compensation

New York DFS (data.ny.gov ubdr-4uff)

Complaints by carrier, line and outcomeAccess open APIObservations 0Where https://data.ny.gov/resource/ubdr-4uff.json

USDA Risk Management Agency

Liability, premium, subsidy and indemnity by crop, plan and coverage level, 1989 onAccess bulk filesObservations 0Where https://pubfs-rma.fpac.usda.gov/pub/Web_Data_Files/Summary_of_Business/state_county_crop/Lines Federal crop (MPCI), Livestock price and mortality

CMS CCIIO

Every ACA plan's premium by rating area, age and tobaccoAccess bulk filesObservations 0Where https://download.cms.gov/marketplace-puf/2026/rate-puf.zipLines Individual health (ACA), Dental

CMS

Plan search and premium for a household and countyAccess free keyObservations 0Where https://marketplace.api.healthcare.gov/api/v1/Lines Individual health (ACA)

NAIC

Direct written premium and loss ratio by state, line and groupAccess licensedObservations 0Where https://content.naic.org/

SERFF Filing Access (NAIC, by state)

Filed rating manuals: base rates and every relativity tableAccess web onlyObservations 0Where https://filingaccess.serff.com/

Carriers, rating bureaus and aggregators

Bindable quotesAccess licensedObservations 0Where

Insurance market dataFlood is the one line with a public rate (NFIP premium over coverage). Term life is priced from an SOA mortality table at the Treasury rate. Everything else gives context: loss ratios, complaint indexes, price trends. Filed factor tables and bindable quotes are not public.

Where public insurance prices come from

Sources

NFIP redacted policies (v3)

NFIP redacted claims (v3)

NFIP residential penetration rates

Mortality and morbidity tables (XTbML)

Average interest rates on Treasury securities

CPI insurance components

XBRL frames: premiums earned and claims incurred

Complaint indexes and policy counts

Insurance complaints

Summary of Business by state, county and crop

Marketplace rate and plan public use files

Marketplace API

Market share and industry snapshots

Rate and form filings

Carrier and comparative-rater APIs

Insurance market data?Flood is the one line with a public rate (NFIP premium over coverage). Term life is priced from an SOA mortality table at the Treasury rate. Everything else gives context: loss ratios, complaint indexes, price trends. Filed factor tables and bindable quotes are not public.

Where public insurance prices come from

Insurance market dataFlood is the one line with a public rate (NFIP premium over coverage). Term life is priced from an SOA mortality table at the Treasury rate. Everything else gives context: loss ratios, complaint indexes, price trends. Filed factor tables and bindable quotes are not public.