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coverage line
Homeowners
Personal lines
Excludes flood and earthquake; those are separate lines.
- Settles
- indemnity
- Rated
- per 1,000 insured value
- Plans
- 0
- Policies
- 0
- Market rows
- 0
How it pays
- Settlement
- Each adjusted loss pays net of the deductible, up to what is left of the limit; the policy stays active until the limit is used up.
- Perils
- fire wind hail theft liability water_damage
- Asset
cre8/insurance/line/home.owners- Want
cre8/insurance/line/home.owners*{limit}
Rating dimensions
| Dimension | Rated by | Restriction |
|---|---|---|
| Territory (state, county or ZIP) | levels | |
| Construction class | levels | |
| Fire protection class | levels | |
| Roof age | bands | |
| Year built | bands | |
| Wildfire risk score | bands | |
| Claims in the last 3-5 years | bands | |
| Insurance credit tier | levels | Banned for personal auto in CA, HI, MA, MI; limited elsewhere |
| Limit of coverage | bands | |
| Deductible | bands |
Filed plans
No pool has filed a plan for this line yet.
Policies
No policies written on this line.
Market observations
Nothing synced for this line. An operator runs Insurance.MarketSync to read a source.
Sources
| Source | Access | Synced | Measures |
|---|---|---|---|
| CPI insurance components | open API | yes | Price index for motor vehicle, tenants and household, and health insurance |
| Complaint indexes and policy counts | open API | yes | Policies in force and confirmed complaints per carrier for auto, home, health, life, workers' comp |
| XBRL frames: premiums earned and claims incurred | open API | yes | Net premiums earned and policyholder benefits incurred for every filer, one calendar year |