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coverage line
Term life
Life, health and benefits
Net premium is mortality times discount: the 2017 CSO table and a Treasury rate price it.
- Settles
- benefit
- Rated
- per 1,000 benefit per year
- Plans
- 0
- Policies
- 0
- Market rows
- 0
How it pays
- Settlement
- A verified event pays the full limit.
- Perils
- death
- Asset
cre8/insurance/line/life.term- Want
cre8/insurance/line/life.term*{limit}
Rating dimensions
| Dimension | Rated by | Restriction |
|---|---|---|
| Age | bands | |
| Sex | levels | Barred in ACA health; unisex required in MT and for some annuities |
| Tobacco use | levels | |
| Underwriting health class | levels | |
| Term in years | bands | |
| Limit of coverage | bands |
Filed plans
No pool has filed a plan for this line yet.
Policies
No policies written on this line.
Market observations
Nothing synced for this line. An operator runs Insurance.MarketSync to read a source.
Sources
| Source | Access | Synced | Measures |
|---|---|---|---|
| Mortality and morbidity tables (XTbML) | open API | yes | q(x) by age and duration: 2017 CSO loaded, gender-blended, select and ultimate |
| Average interest rates on Treasury securities | open API | yes | Monthly average rate on Bills, Notes, Bonds, TIPS and FRNs |
| XBRL frames: premiums earned and claims incurred | open API | yes | Net premiums earned and policyholder benefits incurred for every filer, one calendar year |
| Complaint indexes and policy counts | open API | yes | Policies in force and confirmed complaints per carrier for auto, home, health, life, workers' comp |