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coverage line
Long-term care
Life, health and benefits
Priced on morbidity and lapse; the line most exposed to under-pricing.
- Settles
- benefit
- Rated
- per 1,000 benefit per year
- Plans
- 0
- Policies
- 0
- Market rows
- 0
How it pays
- Settlement
- A verified event pays the full limit.
- Perils
- care_need
- Asset
cre8/insurance/line/ltc- Want
cre8/insurance/line/ltc*{limit}
Rating dimensions
| Dimension | Rated by | Restriction |
|---|---|---|
| Age | bands | |
| Sex | levels | Barred in ACA health; unisex required in MT and for some annuities |
| Underwriting health class | levels | |
| Elimination period (days) | bands | |
| Benefit period | levels | |
| Limit of coverage | bands |
Filed plans
No pool has filed a plan for this line yet.
Policies
No policies written on this line.
Market observations
Nothing synced for this line. An operator runs Insurance.MarketSync to read a source.
Sources
| Source | Access | Synced | Measures |
|---|---|---|---|
| Mortality and morbidity tables (XTbML) | open API | yes | q(x) by age and duration: 2017 CSO loaded, gender-blended, select and ultimate |