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Capital markets
coverage line

Flood

Property and catastrophe

The NFIP writes most US residential flood; its policies and claims are public, redacted.

Settles
indemnity
Rated
per 1,000 insured value
Plans
0
Policies
0
Market rows
0
property.flood
All linesMarket data

How it pays

Settlement
Each adjusted loss pays net of the deductible, up to what is left of the limit; the policy stays active until the limit is used up.
Perils
flood storm_surge
Asset
cre8/insurance/line/property.flood
Want
cre8/insurance/line/property.flood*{limit}

Rating dimensions

DimensionRated byRestriction
Territory (state, county or ZIP)levels
FEMA flood zonelevels
Elevation above base floodbands
Distance to coastbands
Year builtbands
Limit of coveragebands
Deductiblebands

Filed plans

No pool has filed a plan for this line yet.

Policies

No policies written on this line.

Market observations

Nothing synced for this line. An operator runs Insurance.MarketSync to read a source.

Sources

SourceAccessSyncedMeasures
NFIP redacted policies (v3)open APIyesPremium, coverage, flood zone, ZIP and building facts for every NFIP policy
NFIP redacted claims (v3)open APIyesPaid building and contents claims, damage, water depth, flood event
NFIP residential penetration ratesopen APIyesShare of residential structures with flood cover, by county, in and out of the SFHA